In no-fault states, what must an injured person prove to collect payment for bodily injuries?

In no-fault states, the primary advantage for injured individuals is that they do not need to establish the negligence of another party to receive compensation for bodily injuries sustained in an accident. Instead, each party's own insurance company covers their medical expenses and other related costs, regardless of who was at fault for the accident. This system simplifies the claims process and allows injured parties to access benefits more quickly without the need to prove fault.

The other options, while related to the concepts of insurance and liability, do not align with the no-fault principle. Negligence of the other party does not need to be demonstrated, which means there is no requirement to prove fault to collect payment in these states. Similarly, the details of the at-fault party's insurance are not relevant to the injured party's process in obtaining their own benefits. Finally, the validity of one's own claim in this context pertains more to the stipulations set by their own insurance policy rather than the need to establish fault in the accident.