What happens to coverage if an unnamed spouse of the named insured moves out of the household?

When an unnamed spouse of the named insured moves out of the household, their coverage remains intact for a limited time, typically 90 days, or until the policy expires, whichever comes first. This provision is designed to provide temporary continuity of coverage to accommodate potential transitions in living arrangements. This allows the spouse time to find new insurance without experiencing an immediate lapse in coverage, reflecting the insurer's acknowledgment that household dynamics can change, and providing a grace period during which the spouse might still need coverage.

The other choices suggest immediate termination of coverage or the need for the spouse to secure a new policy right away, which does not consider the grace period typically afforded by insurance policies. Indefinite continuation of coverage also does not align with standard practice, as policy provisions are generally structured to manage risk and coverage eligibility based on living situations and household status.