What type of coverage applies specifically for claims made by passengers in owned aircraft?

Passenger bodily injury liability coverage is specifically designed to address claims made by passengers in owned aircraft. This type of coverage protects the aircraft owner against legal liabilities arising from injuries sustained by passengers while they are on board the aircraft. It recognizes that passengers, being non-crew members, have unique exposure, and thus the coverage explicitly addresses their claims.

The primary purpose of this coverage is to provide financial protection for the aircraft owner/operator in the event of lawsuits stemming from injuries that occur during flight. This can include medical expenses, loss of income, and other damages that passengers may claim if they are injured due to an accident or incident involving the aircraft.

In contrast, other types of coverage mentioned do not cater specifically to passenger claims. For example, bodily injury excluding passenger liability coverage would not protect against claims made by passengers, while property damage liability coverage focuses on damages caused to other people's property, not injuries to individuals. Comprehensive aircraft liability coverage may provide broader protection but is not as explicitly tailored to passenger claims as passenger bodily injury liability coverage is. This clarity in focus makes passenger bodily injury liability coverage the appropriate and correct choice for this scenario.