What type of financial loss does a property insurance policy cover?

A property insurance policy is specifically designed to provide coverage for financial losses that arise from physical damage to or loss of property. This type of coverage typically includes damage from events like fire, theft, vandalism, and natural disasters. The focus of property insurance is on protecting the insured's physical assets, such as buildings, personal property, and equipment, thus covering monetary losses associated with those assets being either lost or damaged.

The other options relate to different kinds of risks that are not addressed by property insurance. For example, bodily injury pertains to liabilities related to injuries caused to people, which is generally covered under liability insurance rather than property insurance. Regulatory penalties and non-compliance losses involve legal and compliance issues that can lead to fines or penalties, which again fall outside the scope of property insurance as they do not pertain to the insured property itself.