Which coverage is offered to cover expenses and liability related to violent attacks on a workplace?

Workplace violence coverage is specifically designed to address the expenses and liabilities that arise from violent attacks occurring within a workplace. This type of coverage typically includes protection against claims for bodily injury or property damage resulting from acts of violence, as well as costs associated with necessary support services such as counseling for affected employees.

This coverage is particularly relevant in today’s context, where incidents of workplace violence can have profound consequences for both employees and employers, making it essential for organizations to have specific policies in place to manage these risks. By having workplace violence coverage, businesses can ensure that they are prepared to handle the financial implications of such incidents, helping to safeguard their employees and maintain operational continuity in the aftermath of a violent event.

In contrast, the other options cater to different aspects of insurance needs. Third-party discrimination coverage focuses on liabilities related to discrimination claims from individuals outside the organization, while reputation management coverage pertains to mitigating damage to a company’s public image, often in relation to events that are not necessarily violent. Employee Benefits Liability Coverage involves protecting employers against claims related to the improper administration of employee benefits, which does not specifically address the risks associated with workplace violence.