Which of the following is included in the Broad Form coverage?

Broad Form coverage typically includes a range of perils that are more extensive than basic coverage options, aimed at protecting property against various types of damage. One of the specific perils included in Broad Form coverage is the weight of ice, snow, and sleet. This peril addresses the potential damage that can occur when heavy accumulations of ice or snow exert excessive weight on structures, leading to potential structural failures or damage.

Understanding this coverage is important for property owners, especially in regions that experience severe winter weather, as ice and snow accumulation can be significant contributors to property damage. Other options listed, such as explosion and flooding, are often covered under different types of policies or forms. For instance, explosion could be covered under specific policies related to hazardous materials or processes, while flooding is typically covered under separate flood insurance policies due to the unique risks and its classification as a peril. Backing up of sewers is also usually addressed by specialized coverage since it often requires different considerations and endorsements.